- Reputation assurance for your company
- Checks of counterparties based on information from open sources
- Checks of property, history of arrests or restrictions
Highly effective risk mitigation tools, based on a database of credit histories and data from public sources – verification of customers and contractors, identification, verification and anti-fraud services, verification of property, arrests and prohibitions, a large array of scoring models.
The services of the Ukrainian Bureau of Credit Histories, for a Business will be useful in various business processes aimed at counteracting fraud, assessing risks or collecting information:
How does it work?
The Ukrainian Bureau of Credit Histories has the largest database of credit histories in Ukraine and receives data from more than 500 Ukrainian lenders.
Based on the information that makes up a credit history and other data received by the bureau from partners, as well as using data from state registers and other public sources, we have developed a wide range of services in the following areas:
Successful use of the tools, which we offer, in your business processes, can significantly improve the level of fraud prevention, optimize risk assessment and improve the level of service for your customers, as a result of simplifying and accelerating verification procedures.
Most of the services that we offer to businesses involve the signing of a contract with the bureau and a partnership, which can be both unilateral and bilateral. Unilateral interaction suggests only obtaining data from the bureau. Bilateral interaction is possible for the organizations providing loans, and also involves transfer of data about loans of the organization constituting a credit history. Depending on the amount of data that the organization transmits, we offer personalized billing for requests.
There are also services available for a business, without having to sign a contract:
By signing a one-off Agreement-Application to join the Public Agreement, you receive legal access to all of the Bureau’s products.
To get acquainted with the web-interface and services of the bureau, you can use
The key legislative acts that govern relations of the bureau of credit histories are:
Prerequisites for your cooperation with the Bureau:
Special attention should be paid to the issues of legalizing consent of the subject of a credit history when processing personal data of individuals! Consent of the subject of a credit history (individuals and legal entities) to provide information about their credit history to the Bureau and give access to it can be included in various types of documents. Our recommended suggestions:
* – Consent of a legal entity or an individual in the web format must be personalized by the subject with an electronic signature, with the obligatory identification of the subject through the BankID service, ACKC EDS (Accredited Centre of Key Certification E-Signature), ID card, means of reconciliation of data of the Bureau or other methods of proving identity, including confirmation by the appropriate protocol.
We work online 24/7 with no subscription fees! The more information you provide to the Bureau, the better your rate will be.
The base cost is the cost of “Credit report of an individual/entrepreneur”, with a maximum of 15.19 UAH, including VAT, which includes the following:
“Credit report of an individual/entrepreneur” Plan:
OUT is the amount of the tariffed reports, provided to the User during the previous month, excluding any repeated requests for the same client within the same day;
IN is the amount of the credit transactions, on which the information was provided to the Bureau during the previous month, as well as amount of legal entities or individuals, for which other analytical and statistical information was provided.
1,5 * IN — if transactional transfer is chosen, then the multiplier 1.5 is applied to the IN value, provided that the volume of the transactional transfer is higher than or equals 80% of the whole transfer volume.