to quickly get an idea about an individual and/or entrepreneur,
to improve the quality of your issued loans or recruitment process,
to maintain the selected level of your loan portfolio quality,
to cooperate only with proven and reliable partners.
Сredit report
Information about an individual’s previous and current loans and their repayment history.
Improve your decision-making process with credit report data. The database of credit histories of more than 24 million individuals will allow to assess financial risks promptly and effectively, when issuing a loan, recruiting, executing a contract.
Working with us, you will be able:
Contents
Identification
borrower’s current ID data and the history of changes made to it.
Information about loans
date and number of the contract,
type of loan,
loan amount, debt amount, overdue amount,
history of monthly payments,
source of information.
Register of requests
real-time information about the number of requests on the subject.
Photo verification
counteracting fraud and identity theft by checking the identity of the person on the photo
Contacts
contact details and history of changes.
Business entity unit
registration details of a business entity.
Search for wanted persons in the Ministry of Internal Affairs database
results of the search for a subject in the list of wanted persons in the Ministry of Internal Affairs database
Identity document check
search results in the list of lost and invalid documents.
Information about enforcement proceedings
parties to enforcement proceedings; information about the contractor (name, contacts); characteristic of enforcement proceedings (status, type, opening date); history of changes in enforcement proceedings.
Warnings
сomments from the subject, reports of a lost passport, disputing a loan contract or activated FREEZE.
Report processing
After the Agreement-Application has been signed, and login and password have been obtained, a report can be requested through:
WEB
This method enables the manual processing of requests. To request a report, it is enough to specify the customer’s Tax Identification Number as well as his/her full name and date of birth.
XML
This method of reporting enables the automated processing of requests, and provides reports in the format of your choice.
General structure of interaction:
Http Method
POST
Request URL
https://secure.ubki.ua/b2_api_xml/ubki/xml
Test URL
https://secure.ubki.ua:4040/b2_api_xml/ubki/xml
Request
Response
Requesting a report is possible only subject to the individual’s consent
