Checking the borrower’s passport data, by comparing it with the data in the credit history, and checking the identity document against the databases of canceled/stolen/lost documents.
Verification of documents and identification data of a person, against the data from credit histories, allows for providing protection against fraud with the use of fake documents, to a certain extent, whereas verification of documents against databases of canceled/stolen/lost documents ensures protection from fraud with the use of stolen documents.
You must provide your full name, date of birth, series and passport number or ID passport number to receive a report. The report will contain the results of checking the accuracy of the information provided about the person, by checking it against the data in the credit history. If the specified passport has been registered as lost/stolen/canceled, or if the credit history subject has left comments on their credit history, the report will contain the information about this.
If a person has previously used loans or credit cards, their credit history contains the identification data of the person and data of the passport with which they applied to lenders.
Thus, we can determine the identity and check the specified data, against the data in the credit history, using the identification data.
The information about canceled/stolen/lost passports is collected and stored in the following registers:
- the register of stolen/lost passports of the Ministry of Internal Affairs,
- the register of invalid passports of the State Migration Service of Ukraine,
- the register of lost passport of the Ukrainian Bureau of Credit Histories (UBCH).
We check the specified passport against each of these registries, to see if there are any grounds to consider it as invalid.
Search results in the list of lost and invalid documents
A sign of data matching the credit history information
Comments from the subject, reports of a lost passport, disputing a loan contract or activated FREEZE, credit history correction, certificate of passing the financial literacy test and information about the possible death of the person.
Verification of personal data, against the data of the bureau of credit histories, is a remote identification tool that is approved by the National Bank of Ukraine. A report can be used to verify the dossier data of a person, when applying for a card or a loan online, or performing other operations that require verification of the information about the person.
After the Agreement-Application has been signed, and login and password have been obtained, a report can be requested through:
https://secure.ubki.ua:4040/b2_api_xml/ubki/xml
Requesting a report is possible only subject to the individual’s consent
Frequently Asked Questions
Identification is the identity check of a person, by obtaining their identification data.
Verification is checking (confirmation) that the received identification data belongs to the relevant person.
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