Identification by passport

Identification of a person by passport by checking the consistency of the data of the provided passport, against the data of the credit history subject, with a corresponding passport.

Series and passport number or ID passport number are sufficient to obtain a report. If the relevant document unambiguously identifies the credit history subject, the report will contain the person’s identification data for verification.

How does it work?

If a person has previously used loans or credit cards with their current passport, then their credit history contains the identification data of the person and the data of the corresponding passport.

Thus, we can determine the passport’s owner by its data, and provide their identification data. The identity of a citizen who has applied for a loan and a credit history subject, who has previously used loan products with a provided document, can be verified by their full name, date of birth and individual tax number.

If the specified passport has been registered as canceled/stolen/lost, or if the credit history subject has left comments on their credit history, the report will also contain the information about this.


In order to verify that the person submitting the passport is its owner, use the Photo-verification report. It allows for comparing a person’s photo with a photo in their passport, with biometric analysis, and check it against the database of photos of compromised persons (i.e., those who have committed fraud).

What it includes:
Identification of the subject by passport
Verification of documents against databases of canceled/stolen/lost documents
Warnings and comments of the subject about their own credit history
When will it be useful?

Document forgery is one of the most common means of fraud, especially when it comes to borrowing. When a person applies for a loan, it is important, inter alia, to conduct a high-quality identification of the person by their documents and identification of the passport itself, in order to prevent fraud and minimize financial risks of the company.
To do this, you must ensure that:

  • the document is valid,
  • identification data of the person and the photo in the document have not been changed,
  • the person providing the document is its owner.
Report processing

After the Agreement-Application has been signed, and login and password have been obtained, a report can be requested through:

This method of reporting enables the automated processing of requests, and provides reports in the format of your choice.
General structure of interaction:
Http Method
Request URL
Test URL

 Requesting a report is possible only subject to the individual’s consent

Do you want to become a partner of the Ukrainian Bureau of Credit Histories?

Apply for cooperation