Credit history

A credit history is information about your loans and your discipline in their repayment, which the Ukrainian Bureau of Credit Histories receives from its partners: banks, finance and leasing companies, credit unions and other financial institutions. Credit histories are stored in the Bureau’s database for 10 years from the date the borrower has paid off a loan.

Send your application to Ukrainian Bureau of Credit Histories Ltd, 49300, Dnipro, P.O. Box 7566.

Application Example

Your application must contain information that will enable the verification of your identity (last name, first name, middle name, passport details, identification code, legal address, residential address). The credit history is sent by registered mail to your postal address within two days of receiving the request. The letter is delivered and handed to the recipient in person, with signature required upon receipt. If there is no credit history, you receive a signed and stamped printed certificate.

In accordance with the Law of Ukraine, Ukrainian Bureau of Credit Histories protects information that makes up your credit history. Only the companies that you have authorized to access your credit history can see your credit history.

You have the right to dispute the information contained in your credit history. The credit history can be corrected if the lender confirms that the disputed information is inaccurate. Otherwise, in your credit history you can include a comment of up to 100 words regarding the disputed information. You can submit a request to dispute your credit history with the Bureau following this link. To submit a request, please get authenticated on the website using your mobile phone.

All reports received previously can be found in Archive-Requests. To check please get authenticated on the website using your mobile phone.

This information is available in the credit history of the Register of Requests section. It states when and who checked your credit history.