Four reasons to know your credit score
Find out how desirable you are as a borrower to the banks. The higher the credit score, the better your chances of obtaining a loan. Besides, clients with a high credit score can count on better terms.
If you know the factors that influence the current value of your credit score, you can increase it. For example, having a large number of existing loans can lower your credit score, so try and reduce this number before making another application.
A credit history, particularly that of an active borrower, can contain over 30 loans, which would take quite a bit of time for the bank personnel to analyze. To speed up the decision making process, banks request the borrower’s credit score from UBCH.
Ukrainian Bureau of Credit Histories’ model for calculating credit scores is based on the database of more than 35,500,000 credit histories. This is the largest database in Ukraine. That is why our evaluations are trusted!
Activate the StatusControl service and get unlimited access to your credit history, credit score and the register of requests!