Feature Set

A report, with a set of numerical indicators (features), for an individual or legal entity at the current moment or as of a specific historical date.

Indicators (features) can be used for:
— scoring, anti-fraud or marketing model building,
— validation rules for credit decision making,
— triggers,
— client monitoring.

Numerical indicators are provided anonymized, i.e., it is not possible to deduce what each individual indicator means. The indicators should be evaluated using statistical methods, based on the results of a scoring model building.
The identifiers and methods for calculating indicators are guaranteed to be invariable.

You can request to calculate and return values of specific indicators (by specifying their identifiers), as of a specific date.

Distribution by source

There are more than 1740 standard indicators in total.

For individuals and legal entities – more than 600:

  • credit history (including identification and register of requests),
  • Enforcement proceedings.

For legal entities – more than 1000:

  • financial statements,
  • court documents,
  • unified state register,
  • Participation in bidding.

The product offers you a possibility to develop an individual set of indicators, implemented on the side of the bureau, and available only to the customer.
To do this, you must provide a description of the calculation logic, as well as test cases for verification.
The time and cost of development depend on the scope and complexity of calculating the indicators.

Why is this beneficial for your business?

The Feature Set will considerably simplify and speed up the process of building the scoring models, free developers from a part of their work, which includes creating predictors for the model. The developer will have to select important predictors, and include them in the model.

Report processing

After the Agreement-Application has been signed, and login and password have been obtained, a report can be requested through:

This method of reporting enables the automated processing of requests, and provides reports in the format of your choice.
General structure of interaction:
Http Method
Request URL
Test URL
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