By signing a one-off Agreement-Application to join the Public Agreement, you receive legal access to all of the Bureau’s products.

1. Complete the Joining Agreement-Application to Information Services Terms and Conditions:

   • complete the details;

   • appoint a Company Administrator;

   • select type of payment;

2. Complete the Questionnaire;

3. Print out two copies of both the Agreement-Application and the Questionnaire;

4. Send the copies of these documents signed on your part to the UBCH postal address.

1. >After the Agreement-Application has been signed, the appointed Administrator will receive a login and password to get authenticated on the UBCH database.
2. The Administrator will then register other users from their organization.

• in a web browser  After having been authenticated on the UBCH website (www.ubki.ua)
• through a web service which returns the report as an XML-file Automatic interaction through the XML interface This method of reporting enables automated processing of requests and provides reports in the format of your choice

• as an XML file formatted as described in the data transfer specifications. UBKI FILE SENDER is an out of the box solution for converting to UBCH’s XML or DBF files, as well as for converting data from CU-Program version 3.1.1.12 or newer.
• manual input in a web browser. After having been authenticated on the UBCH website (www.ubki.ua) navigate to Data Transfer – Manual Input in the Menu. This service is suitable for a small number of provided credit transactions or during the period of adaptation of your software to the Bureau’s services.

The key legislative acts that govern relations of the bureau of credit histories are:

• The Law of Ukraine “On creating and managing credit histories”,

• The Law of Ukraine “On personal data protection”,

• The Law of Ukraine “On information”.

1. The Users / Partners of the Bureau can be any business entities, when there is the intention is to enter into a transaction involving monetary obligations of the parties or there are present existing transactions for which monetary obligations have arisen for one of the parties;

2. A Partner can only provide information to and obtain information from the Bureau, if the Partner has the consent of the subject of the credit history. The subject of a credit history can be any legal entity or an individual that is a party to a transaction or has an intention to conclude a transaction.

• questionnaire/web-questionnaire *

• application/web-application *

• registration form/ web-registration *

• a job application

• a clause in a contract

• an offer, agreement-application

• a utility services contract

• an Association of Co-owners of an Apartment Building contract

• a separate document proving consent of an individual

• a separate document providing consent of a legal entity

“Credit report of an individual/entrepreneur” Plan:

where:

OUT  is the amount of the tariffed reports, provided to the User during the previous month, excluding any repeated requests for the same client within the same day;

IN  is the amount of the credit transactions, on which the information was provided to the Bureau during the previous month, as well as amount of legal entities or individuals, for which other analytical and statistical information was provided.

1,5 * IN — if transactional transfer is chosen, then the multiplier 1.5 is applied to the IN value, provided that the volume of the transactional transfer is higher than or equals 80% of the whole transfer volume.

Rates for partners, who transfer credit histories to the Bureau for other services:

Bureau’s rates for the partners, who do not transfer credit histories to the Bureau (unilateral partnership):