Based on the report and your verification procedures, you can make a decision on the application. The application status is transmitted to the service by the second request, and it will be taken into account in the subsequent checks.
Antifraud System UBKI
An automated system that prevents operational risks and is based on the aggregate data from credit applications of all service participants.
Identifying high-risk loan applications
The service is based on comparing the application data from a request, with that of historical application data in the Bureau’s database. Fraud rules allow us to detect logical inconsistencies and earlier compromised data.
You can use the rules, which have already been implemented in UBKI, or you can create your own rules with the rule constructor.
How does it work
Contents
The list of activated fraud rules.
The description of each rule and suggestions for additional checks.
Data from an incoming application.
Data from the historical application, for which a fraud rule has been activated
Fraud scoring.
Report processing
XML
XML format is used to work with report.
General structure of interaction:
Http Method
POST
Request URL
https://secure.ubki.ua/b2_api_xml/ubki/xml
Test URL
https://secure.ubki.ua:4040/b2_api_xml/ubki/xml
Request
Response