Identification of an individual is performed based on data from the bureau’s database by verifying that the phone number and date of birth provided in the application match.

How does it work?

The identification procedure involves matching the phone number and date of birth provided by the Partner against the data available in the bureau’s database. The report is designed to check that the specified data match, after which a one-time password (OTP) is sent to the verified phone number.
In the event of successful data verification and OTP confirmation, the report includes complete identification information about the credit history subject (CHS).

What’s included in the report?
Identification

Currently valid identification data of a borrower and the data update history.

Warning

Comment from the credit history subject, notification of passport loss, dispute of information constituting the credit history, temporary refusal of credit by activating the FREEZE option, history of credit history adjustments, certificate of financial literacy test completion, and information about the possible death of the individual.

Identification by phone number and date of birth

Status of whether the entered phone number and date of birth match the data in the bureau’s database

What problems does it solve?

Identification by phone number and date of birth allows for remote verification of the client’s data and obtaining all available identifying information and alerts for this individual.

Report processing

After signing the contract-application and receiving the login and password for database access, the report will be available in XML format.

XML
This method of reporting enables the automated processing of requests, and provides reports in the format of your choice.
General structure of interaction:
Http Method
POST
Request URL
https://secure.ubki.ua/b2_api_xml/ubki/xml
Test URL

https://secure.ubki.ua:4040/b2_api_xml/ubki/xml

Request
Response

Requesting a report is possible only subject to the individual’s consent

Do you want to become a partner of the Ukrainian Bureau of Credit Histories?

Apply for cooperation